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What You Need to Know about PIP Coverage

Richard S. Lundin
Personal injury and family law attorney licensed to practice in Maryland and the District of Columbia

What is PIP coverage? In this video, Frederick’s car crash attorney Rick Lundin of Nickelsporn & Lundin, P.C. tells you everything you need to know about PIP coverage. Does PIP cover my medical bills? Who’s PIP coverage do I use if I were a pedestrian involved in an auto accident?

Attorney Lundin explains that PIP is the acronym for Personal Injury Protection. PIP is a segment of your insurance policy that is required by Maryland State Law for most vehicles; it is included to protect you in the case of an injury. If you were driving a car and involved in an accident, your own PIP insurance coverage can cover medical bills, lost wages, and certain other expenses up to the amount of the coverage you purchased. If you were a pedestrian or bicyclist who was struck by a vehicle, the car driver’s PIP coverage is responsible for your bills.

PIP coverage is additional funding that is completely independent of your claim against an at-fault driver. In other words, PIP will pay a certain amount to you, and the other driver cannot lessen the amount owed to you if PIP has given you any money. Your personal claim against the other driver does not take PIP payments into consideration.

PIP covers medical bills, up to 85% of lost wages, and various other personal expenses. Attorney Lundin delves into even more specific aspects of PIP coverage and how you can receive money from it in this video. Consider contacting the Frederick car crash attorneys of Nickelsporn & Lundin, P.C. for a free consultation at 800-875-9700.

Our Clients’ Testimonials Speak Louder Than Our Own Words

“Having to go through a trying divorce followed by a car accident, I was very pleased with the quality, attentiveness, and responsiveness of Mr. Richard S. Lundin’s services. I found him and his team to be very knowledgeable on both family law matters and a real expert in auto and personal injury. Unlike other lawyers I have dealt with in the past, Mr. Lundin always responded very promptly to messages. He always acted as a true friend to the family. I would recommend your services wholeheartedly.”

 

Latrice S., Laurel, MD

“After the auto accident, I knew we needed a good lawyer. I had some serious injuries, which forced me to take some time off work. I couldn’t pay my bills. Basically, what Nickelsporn & Lundin did for us was to get us money. There’s no way we could have done it on our own. I’m convinced they made a big difference for me. Nickelsporn & Lundin are very, very good.”  

Ron M.

“I think Nickelsporn & Lundin is a great law firm. They took care of me. All I had to do was concentrate on getting better. Their staff is just outstanding. I am absolutely convinced that Nickelsporn & Lundin made a big difference in my settlement.”  

Rene W.

“After my automobile accident, I knew I needed a good lawyer. So I called Nickelsporn & Lundin. I was injured and I needed assistance. They treated me like family. Extremely informative. They make you feel comfortable and take care of your every need. You don’t have to do anything. They’re about helping you.”  

Derick W.

“I was involved in a serious motorcycle accident, and the people at Nickelsporn & Lundin really made sure I got what I was entitled to. After the motorcycle accident, I don’t think I would have done well at all without the help of Nickelsporn & Lundin. They made sure I had the right type of medical care that I needed and that I wasn’t short-changed by the insurance company. I think they are superior.”  

Andre D.

“I was hurt badly in an accident, and my medical bills were enormous. Nickelsporn & Lundin are total professionals. They got me compensation for my lost wages and got me the settlement I deserved. I never could have done as well without Nickelsporn & Lundin, and they only get paid if I get paid. For me, Nickelsporn & Lundin was an excellent choice. Don’t settle for less.”  

Billy M..

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